We may earn a commission from links on this page, at no extra cost to you. It never changes our picks. How we make money.

Quick verdict

Claude edges it overall, winning 4 of 4 rating categories. Microsoft Copilot is cheaper to start ($9.99 vs $20).

Choose Claude if…

You’re writers, analysts and developers working with long documents or code. A strong all-round assistant known for careful writing, long documents and coding (including the Claude Code agent). No built-in image generation.

Visit Claude
Choose Microsoft Copilot if…

You’re microsoft 365 users who want AI inside Word, Excel and Outlook. Microsoft’s assistant, built into Windows, Edge and Microsoft 365 apps like Word, Excel and Outlook. Best value if you already pay for Microsoft 365.

Visit Microsoft Copilot

Side by side

ClaudeMicrosoft Copilot
Our rating4.6/54.3/5
Value4.4/54.3/5
Features4.5/54.2/5
Ease of use4.6/54.4/5
Output quality4.7/54.1/5
CategoryAI assistantAI assistant
Free planYes: daily usage limitsYes: Copilot app and web
Cheapest paid plan (monthly)$20/mo$9.99/mo
Same plan billed yearly$17/mo -
Top planTeam Premium: $125/moCopilot Business: $25.20/mo
SeatsIndividual plans; Team per seatPersonal/Family; Business per user
Trial / refundNo trial; cancel any timeMicrosoft 365 trials often available
PlatformsWeb, iOS, Android, Mac, WindowsWeb, Windows, iOS, Android, inside Office apps
Best forWriters, analysts and developers working with long documents or codeMicrosoft 365 users who want AI inside Word, Excel and Outlook

Claude: pros & cons

  • Natural, careful writing style
  • Handles long documents and large codebases well
  • Projects and file analysis
  • Pro is cheaper billed yearly ($17/mo)
  • No native image generation
  • Usage limits can bite on heavy days
  • Fewer bundled extras than ChatGPT

Read the full Claude review

Microsoft Copilot: pros & cons

  • Works inside Word, Excel, PowerPoint and Outlook
  • Bundled with Microsoft 365 plans
  • Business plan inherits Microsoft 365 security
  • Plan line-up is confusing
  • Less capable as a standalone chatbot than the leaders

Read the full Microsoft Copilot review

Questions from readers

Still deciding between these two? Ask a question and we will answer it here.

Ask a question

We can’t reply privately. Useful questions get answered here on the page.